To help make buying your first home easier, we have developed this handy guide to help you through the process. Buying a home can be daunting, but with the right information and the right help, you can do it. Plus there is a section on how Kāinga Ora may be able to help. It details our range of home ownership initiatives designed to help first home buyers into a home they can call their own.
Have you always dreamed of owning your own home, or buying land to build on, but thought you couldn’t afford it?
Well you might be able to turn that dream into a reality. You may be eligible to access one or all of three government home ownership products designed to help people on low or fixed incomes into their own homes.
A First Home Loan makes it easier for you to buy your first home. It’s designed for first home buyers who can afford to make regular repayments on a home loan, but have trouble saving for a large deposit.
'Introducing Kāinga Whenua' is a quick guide to help you find out if you are eligible to access a Kainga Whenua loan, relocate a house to, or buy an existing house on you multiple-owned Māori land. Or to access a Kainga Whenua loan to repair your house on multiple-owned Maori land. It also provides a quick step-by-step application process overview.
The 'Kāinga Whenua loan' guide goes into more detail of how to loan works, property and borrower eligibility requirements, and the application process.