Apply for full approval for a HomeStart grant

Published: 26 August 2019

How to apply for a HomeStart grant if you have made an offer on a property.

You must apply at least 4 weeks before settlement if you do not have pre-approval for a grant.

If settlement is due to happen sooner than this, please contact us on 0508 935 266.

The HomeStart grant will not be paid out after settlement has occurred.

1. Check you are eligible

If you haven't already, make sure:

  • you meet the eligibility criteria
  • the property you are buying meets the criteria.

Check you are eligible for a HomeStart grant

Check property criteria

2. Gather your documents

If you are applying for the first time, you can attach all your documents to your online application. You will need electronic copies (for example, PDFs) of all of these documents to attach to your online application.

You need to provide a summary of earnings for the last 12 months from Inland Revenue for everyone who is applying for the grant.

How to get it:

If you received a salary, wage or benefit in the last 12 months

To get the income details, follow the steps below:

  1. Go to www.ird.govt.nz(external link)
  2. Log in using your IRD Online Services user name and password
  3. Go to 'Income Tax'
  4. Go to 'Earnings Summary'. Ensure the time period selected is 'last 12 months'
  5. Select 'View Details'
  6. Select 'Export Details'
  7. Select 'Save & Open'.

This will create a PDF document.

If you have not received any income in the last 12 months

To get confirmation that no taxable income has been earned in the last 12 months, follow the steps below:

  1. Go to www.ird.govt.nz(external link)
  2. Log in using your IRD Online Services user name and password
  3. Go to 'Income tax'
  4. Go to 'Earnings summary'. Insure the time period selected is last 12 months
  5. Select 'View details'
  6. Take a screenshot (ctrl - alt - print screen) of the statement and send that to us. It should state that you have no earnings information for the period.

If you are self-employed

Self-employed applicants need to provide copies of:

  • your most recent personal IR 3 Notice of Assessment showing your individual taxable income
  • Notice of Assessments and Return Acknowledgements from IRD for each tax year you have been self employed, showing individual taxable income.

You need a transactional statement showing all of your regular contributions – a summary showing the total amount you’ve contributed is not acceptable.

To get the KiwiSaver contribution details:

  1. go to www.kiwisaver.govt.nz(external link)
  2. click in ‘MyKiwiSaver’
  3. log in using your IRD Online Services user name and password
  4. select ‘View Transactions’
  5. click on the drop down box to select ‘Deductions from Salary/Wages’
  6. change the start date to ‘1st July 2007’ (default date for the KiwiSaver scheme)
  7. apply filter
  8. click ‘view all pages’ then print.

If you are self-employed, contact your KiwiSaver scheme provider for a detailed voluntary contribution statement to show all contributions you have made.

A photocopy of your passport, birth certificate or driver’s licence in the name you are applying with

Copies of pay slips for the last 2 months.

Signed and dated copy of an agreement for sale and purchase showing a proposed settlement date that is at least 4 weeks after the date of your application (or at least 2 weeks if you have a current HomeStart grant pre-approval).

Evidence that you have a deposit of at least 10% of the purchase price.

If you are building a new home, you'll also need to supply:

  • a building contract and/or a quote from a quantity surveyor
  • a copy of your right to occupy Māori land, if applicable.

3. Apply online

Apply online now(external link)

Make sure you have scanned copies of all the documents you need so you can upload them with your application. The online application must be completed within 59 minutes – after this it will time out and you will have to start again.

If you have questions before you apply, you can:

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